The Home affordable refinance program or HARP has been extended for California homeowners who owe up to 105% of the value of their home that will allow them to refinance even if they are upside down or underwater homeowners who owe more on their mortgage. But be sure to take advantage of the Home affordable refinance program HARP program soon because it goes away in June of 2012 Rich Iacovetta, RMI Lending
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